Incorporated since 1983, Better Option Mortgage is owned and operated by James Jeffrey, a 25 year veteran of the mortgage/financial business. Better Option Mortgage is a member of CAAMP (Canadian Association of Accredited Mortgage Professionals) and Filogix, both of which aid in accessing financial institutions on-demand, therefore supplying the best Up To The Minute rates available and the ability to complete an application within hours. FSCO License # 10969. call us (416) 633-7447 or email us at jim@mortgagetoronto.com   WE CAN ACCOMODATE THE FOLLOWING MORTGAGES: FIRST, SECOND AND THIRD MORTGAGES 95% FINANCING O.A.C. EQUITY TAKE OUTS PURCHASES REFINANCING DEBT CONSOLIDATION LOANS BANKRUPTCIES For those people not meeting Institutional Lender's requirements, we have an extensive and expanding Private Lenders Portfolio. 2ND MORTGAGES UP TO 85% OF THE VALUE OF A PROPERTY WE SPECIALIZE IN EQUITY FINANCING NO INCOME VERIFICATION REQUIRED BAD CREDIT NOT A PROBLEM DISCHARGED BANKRUPTCY'S 95% FINANCING ON A HOUSE PURCHASE IF YOU HAVE BEEN DISCHARGED FOR TWO YEARS WITH *ESTABLISHED CREDIT IF LESS THEN 2 YEARS 15% DOWN PAYMENT REQUIRED * Examples of established credit would be an RRSP Loan, credit card, car lease etc. We can also help re-establish your credit and help with your down payment. 1st mortgage  l  2nd mortgage  l  refinancing  l  equity loans  l  bankruptcy  mortgage calculator  l  loan application  l  about bom